:root {
  --ink: #101828;
  --muted: #667085;
  --line: #E4E7EC;
  --paper: #FFFFFF;
  --surface: #F8FAFC;
  --surface-strong: #EEF2F6;
  --gold: #F4C95D;
  --gold-dark: #B88A1D;
  --green: #234E52;
  --green-soft: #E7F0EF;
  --shadow: 0 24px 80px rgba(16, 24, 40, 0.10);
  --radius: 24px;
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.skip-link {
  position: absolute;
  top: -80px;
  left: 16px;
  background: var(--ink);
  color: #fff;
  padding: 12px 16px;
  border-radius: 10px;
  z-index: 999;
}
.skip-link:focus { top: 16px; }

.container {
  width: min(var(--max), calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.88);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(228, 231, 236, 0.8);
}

.nav-wrap {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.logo { width: 220px; min-width: 190px; }
.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
  font-size: 0.95rem;
  color: #344054;
}
.nav-links a[aria-current="page"], .nav-links a:hover { color: var(--ink); }

.nav-toggle {
  display: none;
  background: var(--ink);
  color: #fff;
  border: 0;
  padding: 10px 14px;
  border-radius: 12px;
  font-weight: 700;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 13px 20px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 800;
  letter-spacing: -0.01em;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
  background: var(--ink);
  color: #fff;
  box-shadow: 0 12px 30px rgba(16, 24, 40, .18);
}
.btn-secondary {
  background: #fff;
  color: var(--ink);
  border-color: var(--line);
}
.btn-gold { background: var(--gold); color: #111827; }

.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 90% 10%, rgba(244, 201, 93, .18), transparent 32%),
    linear-gradient(180deg, #fff 0%, #F8FAFC 100%);
  padding: 90px 0 70px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 54px;
  align-items: center;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 18px;
  padding: 8px 13px;
  border-radius: 999px;
  background: var(--green-soft);
  color: var(--green);
  font-weight: 800;
  font-size: .86rem;
}
.eyebrow:before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold-dark);
}
h1, h2, h3 { line-height: 1.08; letter-spacing: -0.045em; margin: 0; }
h1 { font-size: clamp(2.7rem, 6vw, 5.65rem); max-width: 900px; }
h2 { font-size: clamp(2rem, 4vw, 3.55rem); }
h3 { font-size: 1.25rem; letter-spacing: -0.02em; }
.lead {
  font-size: clamp(1.08rem, 2vw, 1.35rem);
  color: #475467;
  max-width: 730px;
  margin: 24px 0 0;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.trust-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 42px;
}
.trust-item {
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 18px;
  padding: 16px;
  box-shadow: 0 10px 30px rgba(16, 24, 40, .04);
}
.trust-item strong { display: block; font-size: .95rem; }
.trust-item span { display: block; color: var(--muted); font-size: .88rem; margin-top: 4px; }

.hero-card {
  position: relative;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 34px;
  padding: 26px;
  box-shadow: var(--shadow);
}
.hero-card:before {
  content: "";
  position: absolute;
  inset: 14px;
  border: 1px dashed rgba(16, 24, 40, .12);
  border-radius: 26px;
  pointer-events: none;
}
.workflow-title { margin: 8px 0 24px; }
.workflow-step {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 15px;
  padding: 18px;
  border-radius: 20px;
  background: var(--surface);
  margin-bottom: 13px;
}
.workflow-step:last-child { margin-bottom: 0; }
.step-num {
  width: 44px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: var(--ink);
  color: #fff;
  font-weight: 900;
}
.workflow-step p { margin: 4px 0 0; color: var(--muted); font-size: .96rem; }

.section { padding: 90px 0; }
.section.alt { background: var(--surface); }
.section-head {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: end;
  margin-bottom: 36px;
}
.section-head p { max-width: 590px; margin: 0; color: var(--muted); font-size: 1.05rem; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 18px 55px rgba(16, 24, 40, .05);
}
.card p { color: var(--muted); margin: 12px 0 0; }
.icon {
  width: 46px;
  height: 46px;
  border-radius: 15px;
  background: var(--green-soft);
  color: var(--green);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  margin-bottom: 20px;
}

.split {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 44px;
  align-items: start;
}
.panel {
  background: var(--ink);
  color: #fff;
  border-radius: 34px;
  padding: 36px;
  position: sticky;
  top: 110px;
  overflow: hidden;
}
.panel:after {
  content: "";
  position: absolute;
  right: -60px;
  bottom: -60px;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: rgba(244, 201, 93, .22);
}
.panel p { color: #D0D5DD; margin: 16px 0 0; }
.check-list { list-style: none; padding: 0; margin: 0; }
.check-list li {
  position: relative;
  padding-left: 32px;
  margin: 14px 0;
  color: #475467;
}
.check-list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--green-soft);
  color: var(--green);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: .8rem;
}

.process {
  counter-reset: process;
  display: grid;
  gap: 16px;
}
.process-card {
  counter-increment: process;
  display: grid;
  grid-template-columns: 58px 1fr;
  gap: 18px;
  align-items: start;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
}
.process-card:before {
  content: counter(process);
  width: 58px;
  height: 58px;
  border-radius: 18px;
  background: var(--gold);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 950;
  font-size: 1.2rem;
}
.process-card p { color: var(--muted); margin: 8px 0 0; }

.notice {
  border-left: 5px solid var(--gold-dark);
  background: #FFFAEB;
  border-radius: 18px;
  padding: 22px;
  color: #5F370E;
}
.notice strong { display: block; margin-bottom: 6px; }

.cta-band {
  background: var(--ink);
  color: #fff;
  border-radius: 34px;
  padding: 46px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 26px;
  align-items: center;
  overflow: hidden;
  position: relative;
}
.cta-band p { color: #D0D5DD; margin: 14px 0 0; max-width: 700px; }
.cta-band:after {
  content: "";
  position: absolute;
  top: -70px;
  right: 120px;
  width: 160px;
  height: 160px;
  border-radius: 999px;
  background: rgba(244, 201, 93, .18);
}

.page-hero { padding: 74px 0 58px; background: linear-gradient(180deg, #fff, #F8FAFC); border-bottom: 1px solid var(--line); }
.page-hero .lead { max-width: 780px; }

.content-page { padding: 70px 0; }
.prose {
  max-width: 900px;
  margin-inline: auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: clamp(24px, 5vw, 52px);
  box-shadow: 0 24px 70px rgba(16, 24, 40, .05);
}
.prose h2 { font-size: 1.7rem; margin: 34px 0 12px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { margin: 22px 0 8px; }
.prose p, .prose li { color: #475467; }
.prose a { color: #0B5CAD; font-weight: 800; }
.prose ul { padding-left: 22px; }
.meta { color: var(--muted); font-weight: 700; margin-top: 18px; }

.contact-grid {
  display: grid;
  grid-template-columns: .82fr 1.18fr;
  gap: 28px;
  align-items: start;
}
.contact-box {
  background: var(--ink);
  color: #fff;
  border-radius: 30px;
  padding: 32px;
}
.contact-box p { color: #D0D5DD; }
.contact-box a { color: var(--gold); font-weight: 900; }
.form-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: 30px;
  box-shadow: var(--shadow);
}
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.field { display: grid; gap: 8px; margin-bottom: 16px; }
.field.full { grid-column: 1 / -1; }
label { font-weight: 800; color: #344054; }
input, select, textarea {
  width: 100%;
  border: 1px solid #D0D5DD;
  border-radius: 14px;
  padding: 13px 14px;
  font: inherit;
  color: var(--ink);
  background: #fff;
}
textarea { min-height: 145px; resize: vertical; }
.help { color: var(--muted); font-size: .9rem; margin-top: 10px; }

.site-footer {
  background: #0B1220;
  color: #EAECF0;
  padding: 52px 0 26px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.15fr .85fr .85fr;
  gap: 30px;
  margin-bottom: 38px;
}
.footer-logo { width: 210px; filter: brightness(0) invert(1); }
.site-footer p, .site-footer a { color: #D0D5DD; }
.footer-links { display: grid; gap: 10px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  color: #98A2B3;
  font-size: .92rem;
}

.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  z-index: 80;
  display: none;
}
.cookie-inner {
  width: min(920px, 100%);
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: 20px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
}
.cookie-inner p { margin: 4px 0 0; color: var(--muted); }
.cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (max-width: 900px) {
  .nav-toggle { display: inline-flex; }
  .nav-links {
    position: absolute;
    top: 78px;
    left: 20px;
    right: 20px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 20px;
    box-shadow: var(--shadow);
    padding: 18px;
    display: none;
    flex-direction: column;
    align-items: stretch;
  }
  .nav-links.open { display: flex; }
  .hero-grid, .split, .contact-grid, .cta-band { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .trust-row { grid-template-columns: 1fr; }
  .panel { position: static; }
  .footer-grid { grid-template-columns: 1fr; }
  .cookie-inner { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .container { width: min(var(--max), calc(100% - 28px)); }
  .hero { padding: 60px 0 50px; }
  .section { padding: 64px 0; }
  .form-grid { grid-template-columns: 1fr; }
  .cta-band { padding: 30px; }
  .logo { width: 188px; }
  .process-card { grid-template-columns: 1fr; }
}